Some people think it doesn't really matter where you buy
your insurance - but this misconception could be costing you money, service and protection. Buying insurance isn't like buying bread or milk. Insurance is an important safety net for your family, home, car or business. There is a difference in where you buy your protection. Independent Insurance Agents, represent an average of eight insurance companies, and research with these firms to find you the best combination of price, coverage and service.
Only an independent
agent provides you with choices. Independent agents are not tied to one insurance company -- therefore you don't need to change agencies as your insurance and service needs change. Also, an independent agent is free to shop around for the best combination of price, coverage and service amount competing companies.
An independent agent also offers one-stop shopping for a full range of insurance products --home, renters, auto, business, life and health. When you purchase
something important as insurance, you want an advocate who will properly assess the risks you face and find you an objective analysis of the marketplace. Your independent agent is your consultant, working with you as you determine your insurance needs.
Finally, only an independent agent can operate as your advocate when you do suffer a loss. Unlike captive agents and telephone representatives who work for the insurance company, your independent agent is free to work for you -
ensuring that you are not alone in the claims process.
When deciding how to protect the people and things closest to you, consider taking advantage of the benefits an independent agent can offer. You can be sure you are dealing with an independent agent when you see this symbol on the agent's signs, letterhead and business cards.
